Health Insurance Costs

Costs for enrolling in the Student Health Insurance Plan change annually and vary depending on the F-1 or J-1 visa holder's situation at Rutgers. 

*Please note that the information provided below is for those enrolled in the Student Health Insurance Plan (policy number following the format 20XX-519-02).  If you are instead covered by the postdoctorate, graduate fellows, teaching and graduate assistants plan (policy number following the format 20XX-202826-1) please visit UnitedHealthcare Student Resources for more information.

Costs are listed below; please note that the fall semester coverage begins mid-August and ends in mid-January. The spring semester coverage begins in mid-January and ends in mid-August.

Additional Information

F-1 and J-1 Registered Students +

The current costs for F-1 and J-1 registered students are divided into two separate charges: the Health Services Fee and the Student Health Insurance Plan Premium. These charges will show up differently for full and part time students. For full time students, the Health Services Fee will be included in your total campus fees and you will only see a separate charge on your term bill for the Student Health Insurance Plan Premium. For part time students you will see 2 separate charges on your term bill, one for the Health Services Fee and one for the Student Health Insurance Plan Premium.

2017–2018 Student Rates
Health Services Fee (Cost Per Semester): $225.00

Student Health Insurance Plan Premium (Cost Per Semester): $1,025.50

Please note that the fall semester coverage begins mid-August and ends in mid-January. The spring semester coverage begins in mid-January and ends in mid-August.

F-2 and J-2 Dependents of Registered Students +

Costs for F-2 and J-2 Dependents of Registered Students
Payment to enroll F-2 and J-2 dependents of registered students can be made on a semester basis only. Enrollment forms are available at Rutgers Global–International Student and Scholar Services. Any completed enrollment forms and payment should be returned to Rutgers Global–International Student and Scholar Services for processing. Costs per semester are:

Spouse: $1,025.50
One Child:$1,025.50

Two or More Children: $2,051
Spouse and Two or More Children: $3,076.50

Please note that the fall semester coverage begins mid-August and ends in mid-January. The spring semester coverage begins in mid-January and ends in mid-August.

F-1 and J-1 Non-registered Students +

Non-registered F-1 and J-1 visa holders are enrolled in benefits through their host department. The current cost is $5.75 per day (Monday through Sunday) plus a health services fee of $1.86 per weekday (Monday through Friday). Please note the health services fee is not charged for weekends or university holidays.

J-2 Dependents of Non-registered Students +

Enrolling a J-2 dependent of a J-1 visitor who is not a registered student is done based on the validity dates of the J-1 visitor's current DS-2019 and coverage, and costs are calculated on a monthly basis.

If your dependent's visa is being requested at the time of the initial DS-2019, the payment must be for the full period of the DS-2019 and must be submitted to Rutgers Global–International Student and Scholar Services by the host department along with the payment for the primary visa holder. If your dependents are coming after you have arrived and their DS-2019s are being requested separately, the payment must be made by you directly to Rutgers Global–International Student and Scholar Services and payment for coverage would need to be made from the time you submit your dependent request paperwork through the end of your current DS-2019.

Spouse or Domestic Partner: $5.75 per day
One Child: $5.75 per day
Two or More Children: $11.50 per day
Spouse and Two or More Children: $17.25 per day